Had bad credit in the past? If you live in Captiva Island Florida and you’re debts are under control, but want to improve your bad credit history, the most important factor is to make your monthly payments on time. Use pre addressed envelopes enclosed with your statements to mail your payments and call the company if you don't receive your usual statement. Also send your payment as early as possible if you carry a balance. Most companies calculate interest on a daily basis, so the sooner they receive your payment, the less interest you'll pay. Keeping your credit under controll will help you in your Captiva Island Florida mortgage loan search.
If your credit is not in terrible shape and you are a Captiva Island Florida resident, you can reduce your other expenses, even if it means changing your lifestyle to fit your income. Consider selling a second car, taking equity out of your home, applying for a non secured signature mortgage loan, obtaining a real estate loan from a relative, selling your real estate and paying off your debts with the proceeds and then renting, cashing out your 401K etc.
Once your loan application is received, whether you apply online or in person, you will get notification from Independent Mortgage that your loan is in process. Within several days you will receive a loan package with a set of loan documents for your signature. This mailing will also include a list of documents we will need to complete your loan approval.