Key West, FL

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Key West Florida Mortgage Loans - Tips

A Key West Florida 15-year fixed-rate mortgage loan can save you many thousands of dollars in interest payments over the life of the mortgage loan, but your monthly payments will be higher. An adjustable rate mortgage loan may get you started with a lower monthly payment than a fixed rate mortgage but your payments could get higher when the interest rate changes. Keep this in mind when purchasing real estate in Key West Florida to keep your mortgage loans rates low.

Key West Florida Mortgage Refinance Options

If considering a Key West real estate mortgage refinance, even a small rate cut can pay off quickly. That's because you can easily find mortgage loan companies willing to waive routine refinancing charges such as application, appraisal and legal fees (which can add up to $1,550 to $3,100). Of course, in exchange for low or no up front costs, you'll have to be willing to accept a mortgage loan rate that's somewhat higher than the prevailing rock bottom. For the best Key West Florida mortgage loan rates, do a rate search now.

Real Estate Mortgage Loans Key West Florida

Mortgage brokers generate about 50% of all loans. Lenders have established wholesale divisions and have account representatives on staff just to service their Key West mortgage brokers. There is a lot of competition amongst wholesale lenders to get broker-generated business. Our relationship with these lenders gives us a competitive edge in getting you a competitive real estate mortgage loan!

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