Lafayette County

Florida Lafayette County real estate mortgage loan information and rates
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Lafayette County

Florida - Lafayette County Mortgage Loans

If you are looking for a large loan amount to purchase or refinance your home, you could consider a jumbo loan , which has a higher loan amount limit than the limits set by Fannie Mae and Freddie Mac for Lafayette County Florida. Because jumbo home mortgage loans cannot be funded by these two agencies, they usually carry a higher interest rate.

Lafayette County Mortgage Loan pre approval

The Lafayette preapproval process is much more complete than pre-qualification in Florida. For pre-qualification, the mortgage loan officer asks you a few questions and provides you with a pre-qual letter. Pre approval includes all the steps of a full approval, except for the appraisal and title search. Pre approval can put you in a better negotiating position when purchasing Lafayette real estate, much like a cash buyer.

Lafayette County Mortgages Information

Mayo Off Cr #53 Lot 32066 $55,900.00
Mayo Rt 2, Box 965 32066 3 / 5

Veteran's Administration (VA) mortgages are issued to US veterans and allow veterans to buy a home with no down payment and allow the sellers to pay all closing costs. These loans are very attractive due to the fact that they allow higher debt to income ratios and allow previous credit delinquencies.

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