North Miami

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North Miami Florida

FHA North Miami Florida Mortgage Loans

Regardless of the amount of the down payment, North Miami FHA requires a one time upfront fee of 2.25% of the real estate mortgage loan amount which, may be financed in with the loan. In addition to the upfront fee there is a yearly fee of 50% of the unpaid balance of the North Miami real estate mortgage loan which is divided into 12 equal payments and paid monthly in the house payment. If the mortgage is paid in full within the first 7 years there may be a prorated refund of the upfront premium paid. The monthly mortgage insurance premium in Florida may not be waived regardless of the loan to, value.

North Miami Florida Real Estate Buying Tips

A title policy in North Miami Florida is required to obtain financing from a mortgage loan lender but it only covers the amount of the loan. An Owners Title Policy protects your equity. It usually is a small cost and well worth the price. Know what the surrounding area will be in a few years. Will there be an Airport, nuclear plant, shopping mall in the area of North Miami you will be living in?

North Miami Florida Mortgages Information

$148,900.00 Townhouse or Villa in North Miami
2 Bedroom, 2 Bathroom, Approx. 1300 Sq.Ft.
$140,000.00 Single Family Home in North Miami
3 Bedroom, 1 Bathroom, Approx. 1209 Sq.Ft.
$85,000.00 Single Family Home in North Miami
2 Bedroom, 1 Bathroom, Approx. 780 Sq.Ft.
$149,990.00 Duplex/Triplex/Fourplex in North Miami
3 Bedroom, 2 Bathroom
$135,000.00 Single Family Home in North Miami
3 Bedroom, 1½ Bathroom
$250,000.00 Commercial Property in North Miami
0 Bedroom, 2 Bathroom, Approx. 1040 Sq.Ft.

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