Suwannee County

Florida Suwannee County real estate mortgage loan information and rates
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Suwannee County

Florida - Suwannee County Mortgage Loans

If you are looking for a large loan amount to purchase or refinance your home, you could consider a jumbo loan , which has a higher loan amount limit than the limits set by Fannie Mae and Freddie Mac for Suwannee County Florida. Because jumbo home mortgage loans cannot be funded by these two agencies, they usually carry a higher interest rate.

Suwannee County Mortgage Loan pre approval

The Suwannee preapproval process is much more complete than pre-qualification in Florida. For pre-qualification, the mortgage loan officer asks you a few questions and provides you with a pre-qual letter. Pre approval includes all the steps of a full approval, except for the appraisal and title search. Pre approval can put you in a better negotiating position when purchasing Suwannee real estate, much like a cash buyer.

Suwannee County Mortgages Information


Live Oak 80th Terrace 32060 3 / 2 $44,500.00
Branford Hillcrest Circle North East 32008 4 / 2 $85,000.00
Live Oak Wiggins Rd 32060 4 / 2 $19,900.00

In most circumstances when purchasing Suwannee real estate with FHA., FHA loans require only a three percent down payment. VA loans (for military veterans) require no down payment. If your total household income is in the low to moderate range, a conventiona loan known as the Community Home Buyers program, requires only a three percent down payment for those who qualify.

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